Welcome to your online guide for applying to the Amazon Mastercard!
In this guide, we'll walk you through the application process step by step, ensuring a smooth experience.
Whether you're new to credit cards or looking to add a valuable tool to your wallet, the Amazon Mastercard offers a range of benefits and perks for savvy shoppers.
Understanding Amazon Mastercard
The Amazon Mastercard is a credit card offered by Amazon in partnership with Mastercard.
It allows cardholders to earn rewards on their Amazon purchases and offers various benefits, such as promotional financing options and exclusive discounts.
Benefits of Having an Amazon Mastercard
With an Amazon Mastercard, you can enjoy a range of benefits that enhance your shopping experience.
Here are some key advantages of having an Amazon Mastercard:
- Earn Rewards: Earn rewards points on every purchase, including 5% back on Amazon.com purchases for eligible Prime members.
- Flexible Payment Options: Benefit from promotional financing options on select purchases, allowing you to pay over time with no interest.
- Travel and Purchase Protection: Enjoy travel and purchase protection benefits, including baggage delay insurance and purchase protection against damage or theft.
- No Foreign Transaction Fees: Use your Amazon Mastercard while traveling abroad without incurring foreign transaction fees.
- Access to Exclusive Offers: Get access to exclusive offers and discounts for Amazon Mastercard holders.
- Build Credit History: Use your Amazon Mastercard responsibly to build your credit history and improve your credit score over time.
Types of Amazon Mastercard Available
Amazon offers different types of Mastercard credit cards to suit various needs. Here are the types of Amazon Mastercard available:
Amazon Rewards Visa Signature Card:
- Earn rewards points on everyday purchases and redeem them for a wide range of items on Amazon.com.
Amazon Prime Rewards Visa Signature Card:
- Enjoy additional benefits and higher rewards rates for eligible Prime members.
Amazon Store Card:
- Get special financing options on eligible Amazon.com purchases and earn reward points on select purchases.
Amazon Business Prime American Express Card:
- Designed for business owners, offering rewards and benefits tailored to business spending on Amazon.com and AWS.
Application Process
Applying for an Amazon Mastercard is quick and easy. Follow these simple steps to complete your application:
Sign in to Your Amazon.co.jp Account:
- Visit the Amazon Mastercard page and click Apply. Verify your sign-in details carefully, as they cannot be changed later.
Complete the Application Form:
- Follow the on-screen instructions to fill out the form. This step takes about ten minutes. Ensure your phone number is entered correctly for verification.
Await Screening Outcome:
- The result, emailed to you, arrives within about 10 minutes for Sokuji-Shinsa applicants and the day after or later for regular screening.
Complete Phone Verification:
- After approval, a verification email/SMS will be sent to complete registration.
Finalize Debit Account Registration:
Ensure online registration for the debit account is completed. If issues arise, wait for the card to arrive.
Eligibility Criteria for Applying
Before applying for an Amazon Mastercard, it's important to ensure you meet the eligibility criteria. Here are the key requirements:
- Age: You must be at least 18 years old.
- Residency: You must be a resident of Japan with a valid residential address.
- Creditworthiness: You must have a good credit history and meet the creditworthiness criteria set by the issuer.
- Amazon.co.jp Account: You must have a valid Amazon.co.jp account.
- Other Requirements: Additional requirements may apply based on the issuer's discretion.
What to Expect After Applying
After applying for an Amazon Mastercard, here are some additional things you can expect:
- Email Notification: You will receive an email confirming that your application has been received.
- Application Processing: Your application will be processed, and a decision will be made based on your creditworthiness and other factors.
- Approval or Rejection: You will be notified via email whether your application has been approved or rejected.
- Card Delivery: If approved, your Amazon Mastercard will be delivered to the address provided in your application.
- Activation Instructions: Once you receive your card, you will need to follow the activation instructions provided to start using it.
- Account Setup: You may need to set up an online account to manage your Amazon Mastercard and view your statements.
- Payment Due Date: Your first payment due date will be provided, requiring at least the minimum payment to avoid late fees.
- Customer Service: For assistance, contact customer service using the information provided in your application or on the issuer's website.
Amazon Mastercard Features
The Amazon Mastercard offers a variety of features that cater to different needs. Here are some key features of the Amazon Mastercard:
- Rewards Program: Earn rewards points on every purchase, with higher rates for Amazon.com purchases and select categories.
- Promotional Financing: Benefit from special financing options on eligible purchases, allowing you to pay over time with no interest.
- Travel and Purchase Protection: Get travel accident insurance, baggage delay insurance, and purchase protection against damage or theft.
- No Foreign Transaction Fees: Use your card internationally without incurring foreign transaction fees.
- Exclusive Offers: Access exclusive offers and discounts for Amazon Mastercard holders.
- Building Credit: Use your Amazon Mastercard responsibly to build your credit history and improve your credit score over time.
Interest rates and Fees
Understanding the interest rates and fees associated with your Amazon Mastercard is crucial for managing your finances effectively.
Here's a breakdown of the specific amounts in Japanese Yen (¥):
Interest Rates:
- Annual Percentage Rate (APR) for Purchases: Varies based on creditworthiness and other factors.
- APR for Balance Transfers: Varies based on creditworthiness and other factors.
- APR for Cash Advances: Varies based on creditworthiness and other factors.
Fees:
- Late Payment Fee: ¥1,000
- Returned Payment Fee: ¥1,000
- Foreign Transaction Fee: 3% of the transaction amount in yen
Other Fees:
- Cash Advance Fee: 3% of the transaction amount in yen
- Overlimit Fee: None
- Annual Fee: None
Please refer to your cardholder agreement for the most up-to-date information on interest rates and fees.
Managing Your Amazon Mastercard Account
Managing your Amazon Mastercard account is simple and convenient. Here's how you can do it:
- Online Account Management: Access your account online to view transactions, make payments, and manage your rewards.
- Payment Options: Choose from various payment options, including online payments, automatic payments, and mobile payments.
- Balance Checking: Easily check your balance online or through the mobile app to stay on top of your finances.
- Reward Management: Keep track of your rewards points and redeem them for a wide range of items on Amazon.com.
- Customer Service: Contact customer service for assistance with your account or any questions you may have.
Customer Service
If you need to contact Amazon Mastercard customer service, here's how:
- Telephone Number: Call 0120-993-993 during regular business hours.
- Mailing Address: Send mail to Amazon Japan K.K., 1-26-1 Nishi Shinjuku, Shinjuku-ku, Tokyo 160-0023, Japan.
Summing It Up
The Amazon Mastercard offers a range of benefits and features that make it a valuable addition to your wallet.
From earning rewards on your purchases to enjoying travel and purchase protection, this card has you covered.
Consider applying for the Amazon Mastercard today for a card that offers flexibility, convenience, and rewards.
Disclaimer
The information provided in this guide is for general informational purposes only and should not be considered financial advice.
Please refer to the terms and conditions of the Amazon Mastercard and consult with a financial advisor for personalized guidance.
